Titling and registering - ownership a vehicle from an individual

IndividualDealership Family Member

Once you have found the vehicle y'all desire to buy, y'all will need to properly title, annals, and plate it. It is best if you and the seller get together to a Secretarial assistant of State office to complete the title transfer. If not, then earlier leaving with the vehicle make sure:

  • The seller gives you the championship. Making changes on a title, such as crossing out a proper noun, invalidates it. Copies are also not acceptable. The seller must complete the seller's portion of the championship assignment, including the odometer disclosure argument, and sign it.
  • There is no outstanding loan confronting the vehicle. A championship cannot exist transferred until the vehicle loan is fully paid. A representative from the banking company or financial institution that administered the loan must either have signed the title or provided the owner with a lien termination statement.
  • The odometer reading entered by the seller and vehicle identification number (VIN) on the championship match the vehicle'south odometer reading and VIN.

You do not demand a license plate to drive a newly purchased vehicle directly dwelling within Michigan within three days of purchase. Behave the assigned title and proof of insurance with yous. Never employ a plate from some other vehicle as a substitute.

If you do not complete the title transfer with the seller at a Secretary of Land office, you lot take 15 days from the engagement of sale to transfer the title into your proper noun to avert a $15 late fee. half-dozen% use tax (on the greater of the fair marketplace value or the corporeality paid) and the $xv title transfer fee volition be due.  To transfer the vehicle title into your name at a Secretary of State function:

  • Bring the assigned vehicle title.
  • If more than than one person is listed on the championship every bit the new owners, all must appear to sign the title application. If an owner cannot appear, they may engage an amanuensis to sign the application on their behalf by completing an Appointment of Agent form.
    • Note: An owner completing an Date of Agent course must provide a photocopy of their valid drivers license or state ID card to the person they appoint as their agent. This photocopy will be required at the Secretarial assistant of State office.
  • All owners must bring identification.
  • Yous may transfer a license plate from a vehicle you already ain to your new one. If you need to buy a plate, several bonny options are offered. Disability and personalized plates are also bachelor.
  • Proof of Michigan no-mistake insurance. You must accept Michigan no-fault insurance to register a vehicle in Michigan. Out-of-land policies are not accepted. (Motorcycles must also be insured, only practise not require no-fault insurance.)

The Secretary of State's part will event you registration, license plate and tab. Identify your tab on your plate as shown on the form that comes with it. Put your plate immediately on your vehicle.